First Time Home Buyer Reports and Tools - Find out about what you need to know BEFORE you buy your first Home. Costs, Risks and Tips that can save you time and money.

First Time Home Buyer - Tools and Tips

Power-up Your Plan with my FREE

20-min Home Buying Consult by phone

(with or without facetime)

416-399-5832

Dennis Paradis,

Realtor for Busy People™

Accredited Buyer Representative

See what others say about me

Home Buyer's Tips and Tools

Recommended Services

FYI - Making Sense of Real Estate Abbreviations

(most made up by by agents to save ad space)

1. GDO - garage door opener

2. w/o - walk-out

3. o/l - overlooks

More ....

Real Estate Terms Defined

Mortgage Calculator

Land Transfer Tax Calculator

CMHC Mortgage Insurance Premium Calculator

Knowing Your Home Buying Closing Costs

Get Your Credit Score Report

First Time Home Buyer Reports - Instant Awesome Reports

I want you to have a great experience buying your home. Being well-informed is a good way to start. Please access my free, no-hassle, reports today!

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		First-Time Home Buyers Get Boost - 2019 Homebuyers to get new mortgage incentive, Home Buyer’s Plan boost under 2019 budget Word Doc, 3 pgs Apr, 2019
		Get Your Credit Report & Credit Score CBC News has a good report that explains why its a "must-do" and not just for home buyers but all consumers.
		Home Buyer Affordability Worksheet Home Buyer Affordability Worksheet What can you afford to buy given your household income? This worksheet shows an example of how much household total gross income (before taxes and deductions) must be earned (counting both partners) to afford a $400,000 home at different mortgage rates and downpayments.
		Home Buyer Closing Costs Worksheet - Example This report is filled out with an example. If you wish to have a blank copy to do your own worksheet, see next report.
		Home Buyer Closing Costs Worksheet - Your blank copy Here is a version for you to use your own calculations. Tip: contact me at 416-399-5832 or by email (Dennis@LoveNewmarket.com to create one that reflects your situation. No cost or obligation.
		Home Buyer Closing Costs Worksheet - Example Here is a summary of the typical closing costs including the largest cost - Land Transfer Tax (Ontario and Toronto). Shows the first time home buyer rebates. Call me if you need help estimating any of these costs.
		First Time Home Buyer's Tax Credit (HBTC) - Worth up to $750.00 This is a tax credit of 15% on closing costs up to $5,000 so it is worth up to $750.00. You have to apply on your tax return so the cash is NOT available to cover closing costs.
		More about Land Transfer Tax & Rebates More examples for home prices from 100,000 to 750,000.
		Newmarket MapArt with School Ratings Here is a handy tool if you are searching MLS listings for Newmarket and want to use the location reference that refers to the Page-Column-Row of this book. Example : 331-24-D. I have added notes on the school quality based on the EQAO ratings,e.g; 8/10. For more details on schools contact me at 416-399-5832. School quality is my specialty - www.selectschools.ca
		MLS LIsting Details Made Simple This exclusive tool will help you understand those MLS listing sheets you will be using to locate your dream home. Call me if there are details that are still not clear. 416-399-5832 - phone or text me

First Time Home Buyer - Tools and Tips

Home Buyer's Tips and Tools

First Time Home Buyer Reports - Instant Awesome Reports